Political Violence and Associated Risk

Our ambition is to set the standard in Crisis Management - a market-leading MGA recognised for technical underwriting excellence, advanced geopolitical insight and disciplined portfolio management, and for the long-term partnerships we hold with our clients and carriers.

Our portfolio centres on Active Assailant and Terrorism & Political Violence, with complementary lines to follow across the wider Crisis Management class.

Across every risk we combine comprehensive risk transfer with prevention, preparedness and access to specialist crisis response - support shaped around the individual needs and exposures of each client.

Broad reach, individual judgement, active management of exposure.

We support a broad range of organisations and assets across the globe - from individual locations to complex multinational portfolios, and across a wide range of industries and occupancy types.

We take a flexible, individual approach to underwriting, working closely with brokers and clients to understand their operations, exposures and specific risk profile.

Disciplined technical underwriting, geopolitical insight and active portfolio management let us weigh both the characteristics of individual risks and the wider accumulation of exposure across territories and events.

We deliver relevant, tailored cover and lasting partnerships with our brokers, clients and capacity providers.

Insured Products

Active Assailant

  • Our Terrorism & Political Violence cover protects organisations against the financial consequences of terrorism, political violence and related geopolitical events. We provide flexible, tailored cover for physical assets, business interruption and associated exposures, with specialist crisis response on hand when an incident occurs.

    We combine detailed risk assessment with a clear read of the evolving political, security and economic environment. By weighing both the characteristics of each individual risk and the wider geopolitical landscape, we deliver relevant, sustainable protection in an increasingly complex world.

    • Terrorism and sabotage.

    • Strikes, riots and civil commotion.

    • Malicious damage.

    • Insurrection, revolution and rebellion.

    • Mutiny and coup d’état.

    • War and civil war, where appropriate.

    • Physical damage.

    • Business interruption and associated financial loss.

    • Denial of access and other extensions.

    • Bespoke cover tailored to specific assets, territories and exposures.

    • Access to market-leading crisis response consultants..

  • Our Active Assailant cover provides holistic protection against terrorism, violent acts and mass casualty events. We see it as the next generation of terrorism insurance: it removes the need to establish the motivation behind an act - often difficult and uncertain in the aftermath of an incident.

    Our approach extends beyond the policy, with tailored prevention training and support services shaped around each client's exposures, backed by comprehensive risk transfer when an incident occurs.

    • Legal liability, including defence costs.

    • Physical damage.

    • Business interruption, including continuing loss, denial of access and threat.

    • A broad range of extra expenses, including medical and counselling costs, temporary security and temporary premises.

    • Bodily injury and death benefits.

    • Access to market-leading crisis response consultants.

Terrorism and Political Violence

What Makes Us Different?

  • Advanced Geopolitical Insight

    A clear understanding of the evolving political, security and economic environment informs how we assess and price risk.

  • Crisis Response Consultants

    Access to market-leading crisis response specialists, supporting clients from first notification through recovery.

  • Prevention & Preparedness

    Tailored prevention training and support services, built around the individual needs and exposures of each client.

  • Technical Underwriting Excellence

    Disciplined, judgement-led underwriting on every risk, structured to reflect the true exposure faced by our clients.

  • Disciplined Portfolio Management

    Active management of accumulation across territories and events, protecting long-term portfolio integrity.

  • Long-Term Partnerships

    Sustainable relationships with brokers, clients and capacity providers built to last well beyond a single placement.

Meet the Team

  • Managing Director, Clearwater Crisis Management
    tim.Strong@cw-uw.com

    Prior to joining Clearwater, Tim was Head of Crisis Management at a leading Lloyd's syndicate, where he held responsibility for five specialty product lines, including Terrorism & Political Violence and Active Assailant. In this role, he led both the strategic direction and underwriting performance of the portfolio, whilst continuing to actively underwrite across his core specialisms.

    Tim brings extensive experience in building and managing specialist Crisis Management portfolios, having developed products and grown books of business across a range of complex international territories. He is well regarded in the market for his strong broker and client relationships and his ability to structure bespoke solutions for challenging risks.

    His leadership approach is centred on innovation, disciplined portfolio management and talent development, and his selective underwriting philosophy has consistently delivered profitable, sustainable growth.

Get in touch

Our team works closely with brokers and clients to structure relevant, tailored coverage. Get in touch to discuss an exposure or a submission.