A multi-line specialty MGA built on underwriting excellence.

Precision Underwriting. Intelligent Growth.

Join Us

Clearwater Underwriting is building a different kind of specialty MGA; defined by underwriting excellence, disciplined profitable growth, and technology that sharpens decision-making.

We are assembling exceptional multi-class underwriters and technologists who want to build, take ownership, and redefine the standard of specialty underwriting.

Core Principles

  • Capacity Led Mindset

    Our relationships with capacity providers are central to our success. We prioritise long-term partnerships and make decisions through a capacity-led lens to ensure profitable, sustainable growth.

  • Enhanced Tech-Enabled Underwriting

    By combining expertise with intelligent technology, we deliver sharper risk selection, greater efficiency, and improved underwriting outcomes.

  • Building Blocks for Success

    Our solutions have been designed with employees and growth in mind. We provide the operational building blocks that enable underwriters to scale confidently and expand their offering.

  • Work-Life Balance

    We trust our people and work in partnership with them. By empowering individuals to work flexibly and effectively, we create an environment where high performance and personal wellbeing go hand in hand.

For Underwriters

We provide an environment where underwriting judgement is respected and supported by real-time portfolio insight, robust analytics, and purpose-built systems. You will have the tools, information, and autonomy required to write business with confidence and accountability.

We believe underwriting performance should be transparent, measurable, and rewarded. We are building for sustained outperformance.

If you are interested in joining Clearwater Underwriting, we welcome a confidential conversation.

Technology is not an afterthought at Clearwater Underwriting, it is core to how we operate. Our systems surface the information that matters, helping underwriters understand risk more clearly, make better decisions, and act with greater speed and confidence.

If you are motivated by solving meaningful problems in a commercially disciplined environment, we would like to speak with you.

For Technologists

Join Us

Our ambition is to be one of the best, and we believe that starts with hiring exceptional people. If our principles and way of working resonate with you, or you would like to learn more about Clearwater Underwriting, please get in touch.